We will coordinate your home loan from start to settlement. Purchase with as little as 10% deposit and have Lenders Mortgage Insurance waived.
If you’re looking to restructure your existing mortgage, achieve a more competitive rate, or would like to access equity in your home, refinancing may be the right option for you.
Pursue your professional goals with access to commercial credit, working capital, overdraft facilities, and more. We understand legal firm and sole practitioner structures and can tailor finance solutions to your needs.
Banks often will not understand the unique security offering of shares in chambers. Our specialist brokers can coordinate and ease this process.
As a one-stop shop for all your finance needs, we can also coordinate finance for your new car. For commercial vehicles, you could be eligible for instant approval up to $100,000.
What it means for your finances and how we can support you
We understand legal industry pay structures and how to leverage this with lenders
Read what our clients have to say about their experience with Legal Home Loans
Great work Legal Home Loans!!! Will definitely recommend you all to my colleagues 😊
Amazing team and a pleasure to work with.
Great service, well managed my loan approval process throughout.
Legal Home Loans are a team of dedicated professionals who keep the customer informed every step of the way and who go beyond what is expected to deliver an outcome that takes into account the timeframes and requirements of their customer. Highly recommended.
LHL go the extra mile – brilliant problem solvers, and with access to rates that the lenders won’t tell you about!
Can’t recommend Luke, Cullen and the team at Legal Home Loans highly enough.
I would highly recommend Legal Home Loans to others looking for a suitable and competitive deal on their mortgage needs. Cullen was very efficient and personable to deal with. The team as a whole was very patient when handling my matter even when I needed extended time to obtain information.
Amazing service from Rachael and Cullen! They were able to secure me a home loan approval so much faster than I could ever have imagined! They were very communicative, informative and understand how lawyers work. They’ve made the property purchase process stress-free for me. Extremely pleased with the result and would highly recommend them to everyone. Thanks once again guys, very grateful for your excellent service!
The team at Legal Home Loans kept me fully informed at all times during the loan approval process and where necessary were able to escalate the process with the lender.
I would highly recommend Legal Home Loans.
Cullen and Luke were exceptionally helpful with navigating the home loan process. They were quick in their response times to us, fast moving with getting things done with third parties, and left us with a sense of confidence that they knew what they were doing. We look forward to continuing to work with them into the future.
Over the last 37 years I have dealt with many financial institutions and have no hesitation in saying that my best experience has been with Cullen and Rachel. Where many mortgage brokers spend hours explaining why things could not be done, this Legal Home Loans team actually said they could do even more – and they did. We received a most competitive interest rate even though the LVR would justify a higher rate. Furthermore, all our properties are now with the one lender and managing them is a breeze. It is clear that Cullen and Rachel work to a plan and I found that I was constantly updated about progress. I have already started recommending them to others and will always give Legal Home Loans the first opportunity in relation to my financing needs. Thank you so much for all your help.
Awesome people awesome service, sorted multiple loans and our endless questions without a hitch. If I could give 6 stars I would. Thanks again guys, we could not have sorted our house without you.
We had such a great experience with Luke and Cullen. Responsive, professional and patient – especially given the additional challenges and bank delays associated with COVID-19. Highly recommended.
My experience with Legal Home Loans was fantastic. Andrew and Rachael were efficient and responsive and made the process of securing a home loan very easy. Thanks so much for your help!
Rachael and Andrew were amazing with helping me get my home loan application over the line with a very tight timeframe, with pre-approval, full approval and settlement in less than one month in total. They were responsive to my questions and kept me updated every step of the way. Highly recommend.
The team at Legal Home Loans were always prompt, pleasant and took the thinking and legwork out of getting a home loan. Andrew and Rachael understand how lawyers work and what we need and made the whole process of obtaining finance stress free.
Our experience with Legal Home Loans was excellent! The team were extremely helpful, knowledgeable and always very responsive. They made the process of securing a home loan incredibly easy and as stress free as possible. We were impressed with the competitive rates Andrew was able to negotiate which resulted in an outcome we were very happy with. Would definitely recommend Legal Home Loans, especially for young legal practitioners looking to enter the housing market.
Wonderful service from Cullen and Rachael! They found us the perfect home loan product for our situation, guided us through the whole process and ultimately enabled us to secure our dream home much quicker than we ever expected! Cannot thank them enough for all their hard work and would definitely recommend their services to any lawyers/barristers looking to invest in property!
Highly Recommended! Rachael and Andrew worked non-stop in a difficult situation to get our finances approved in a short settlement window. They were very communicative which helped ease our mind during this stressful time. Their overall knowledge of available products was just something we found invaluable and would not have been able to find on our own! Very pleased with the result and would not hesitate to recommend them to anyone
Andrew, you and the team have been our blessing! I’ve honestly never encountered such a prompt, efficient, and outstanding business before! Business goals!
Thank you for going above and beyond and servicing Magnetic Island
Honest, genuine and straight to the point… this is what comes to mind when I see this brand! If you’re looking for asset finance or a mortgage with a special touch, reach out to these guys and you’ll be looked after years after your first consultation – they have a familial approach to their clientele.
I’ve had a few other experiences with brokers and they weren’t catering towards my industry and what I do specifically. Andrew from LHL was walking me through each part of the process and it didn’t take up much of my time. He came to me with specific products that actually met my needs—we discussed upfront that 90% LMI waiver was a necessary part of what I needed, and I wasn’t hearing about other things. My home loans needed some work. There was quite a few of them, they were at really high rates, going to Legal Home Loans was a way of solving all of those issues. Best of all we ended up saving $8000 a year on average between the investment loans and the home loans, which was a fantastic result. I’d definitely recommend Legal Home Loans to my colleagues and friends. The main thing is, I can trust that they will take care of them the same way they took care of me.
The whole team at Legal Home Loans has been terrific. Andrew Johnson was responsive, professional and extremely efficient. I was very impressed by how, and how quickly, things were able to be organised for me. Everyone was a pleasure to deal with and I can’t recommend you all too highly.
Thanks to Andrew and Rachael for our first home purchase. Both Andrew and Rachael guided us along every step of the way, including Andrew being on call on Friday nights and Saturday mornings to help us through last minute questions and settle pre-auction nerves. We might have had a little luck on our side, as the process from pre-approval to house purchase was about 6 weeks, but we could not have done it without Legal Home Loans. We highly recommend them for their nuanced advice and cool, calm and collected approach. Thanks again team.
I had a really great experience with Cullen and Rachael. My settlement was just after the Christmas period. My only comment would be that a contact person be available to answer queries during office closure periods.
My wife and I were very happy with our experience with Legal Home Loans. While I was initially sceptical of using a mortgage broker, LHL won me over by being able to obtain a mortgage for us from a Big 4 bank on terms that were significantly better than anything a major bank was offering publicly. In addition, LHL made the process of obtaining a mortgage very easy to understand and were very good at communicating with us about what was going on and what we needed to do. Overall, I would definitely recommend LHL to other legal professionals.
Helpful, reliable and professional. Everything thoroughly explained.
Highly Recommended. Legal Home Loans went beyond the call of duty. I was most impressed by there dedication and determination to obtain the finance required. The transaction was far more complicated than most and LHL succeeded when other brokers had either failed or declined to try and secure the loan. Throughout the difficult process, LHL’s remained positive, friendly and professional. Highly recommended.
Andrew, Meera, and the team were such a pleasure to deal with. I felt like they were working with me at all points. Where possible, they arranged matters so that I was never inconvenienced. When I contacted them – they would come back to me quickly – if they were not available at the time.
I would certainly use them for my next transaction and would recommend them to anyone.
Friendly and very convenient service.
A great company! My case was not simple, but Legal Home Loans took it on board and delivered as promised! During a settlement there were some issues between the bank, the builder and the solicitor, but Legal Home Loans stepped in and helped to resolved all problems successfully.
We sought the services of Andrew and his team after having no success with any other broker or bank institution. Our circumstances where quite unique and complex, we had been advised that there was no way we would acquire a loan to purchase our investment property as well as complete our home that was at the beginning of construction. Due to the fact we are self employed, the task of getting a loan seemed impossible.
Andrew, Meera and Rachel went above and beyond and to our delight, they got us a loan to secure our investment property and finish our home.
Nothing was ever a problem, no question was too hard. I would absolutely have no hesitation in recommending their services. In our eyes, they are miracle workers.
My partner and I recently purchased our first property. Having been a lawyer for a number of years, I was aware that certain banks provided special perks for lawyers but was unaware which banks and what perks. I had seen some ads for Legal Home Loans, so decided to reach out to them to assist us. Cullen responded very quickly and set up a first meeting – at my offices! He gave me the low down on which banks would be good for me and I soon had pre-approval with Westpac! When we finally found our property, Cullen and Rachael made all the necessary arrangements with Westpac and my conveyancer (thereby saving me a lot of time and effort) and the property settlement proceeded without a hitch at the scheduled time. Both Cullen and Rachael were a pleasure to deal with throughout the whole process and were genuinely excited for us both during the process of searching for and then ultimately securing our property. I would very highly recommend Legal Home Loans to any legal professional!
Cullen and the team at LHL were dedicated and worked hard to secure us a better deal in a time when refinancing can be difficult. I am very happy with where we ended up and the LHL service to get us there. I highly recommend having a chat to them to see what they can do for you.
Cullen organized the finance for our new home – notwithstanding changes in employment, multiple income sources and a very quick move on our part from making an offer to signing a contract, Cullen was on top of everything and worked extremely efficiently and effectively with the bank to make sure we were able to settle simultaneously with the sale of our previous home. We have used a broker before and found it extremely frustrating, and were left wondering if we could have saved ourselves time and stress if we had just organized our own mortgage. By contrast, Cullen quickly identified the right loan for us with a great rate, and shepherded us through the application process with ease. He was so quick to respond and make everything happen, we were both extremely impressed and relieved we had Cullen to sort everything out for us. Even with a more complicated financial set up this time round, the process has been so much smoother and less stressful! We have just moved into our new home, and have no hesitation in recommending Cullen and the team at LHL to any of my colleagues who are in the market for finance.
We had a good experience with Cullen Haynes and LHL, who helped us refinance our mortgage to achieve a more competitive interest rate. At all times Cullen was attentive and enthusiastic about getting us the best possible deal. We look forward to working with him again in the future.
It was such a pleasure dealing with Andrew and the team. They were efficient, fit meetings around us, communicated really clearly and inspired great confidence in us. We will definitely be using Andrew for any future home loan changes and can’t recommend him highly enough!
We threw up a lot of hurdles for Andrew but he really went the extra, extra mile(s) to get our deal over the line. We are very grateful for his hard work and commitment.
Knowledgeable, efficient, responsive and effective just a few words that described Andrew Johnson and the rest of the team at Legal Home Loans. When I approached Andrew, I told him that I had already signed a contract because I did not want to lose the opportunity that I was presented. I was already two days into my cooling period and only had five days left. I was very anxious but Andrew assured me that everything will be fine. Andrew was able to obtain finance within three days. He was able to secure the best rate possible in the market and ensured that I did not have to pay mortgage lenders insurance. Andrew always answered my calls and emails regardless of the time or day of the week it was. After such an amazing experience, I will be using Legal Home Loans for all my financial needs. Legal Home Loans are the Rolls Royce of brokers, look no further!!
The quickest turn around, most professional people to deal with. Explained and made the whole loan process easy. I would recommend them to lawyers and all people. Thank you Cullen Haynes for your time and effort and your guidance throughout.
Thanks for your incredible hard work in getting my loan across the line! You all really went over and above.
I reached out to Legal Home Loans because my current broker wasn’t servicing my needs and I couldn’t move forward with them. As soon as I met with Andrew, he understood what I was looking for and was able to facilitate that. As a corporate professional and running my own company, I work very long hours. Andrew was able to work around my timetable and my schedule, meet me after hours, meet me at home, meet me on weekends. What I thought was impressive when I first met him was that he said “I have to meet Vivian, explain all this to Vivian and make sure she understands”, I’ve never received that sort of service before and to me that’s very important. I would definitely recommend Andrew to other professionals in the industry, he understands the needs and the lifestyle factors, and doesn’t waste any time.
I’d had a home loan for about 8 years and never really thought about it. I was a little bit sceptical because I’d met brokers before, and as soon as I met Andrew it was a completely different situation. He sat me down and said “Jacqueline, we can do something way better” and he did! It was so quick, it was within a couple of weeks that my life completely changed. He comes to me, and his energy is infectious. Even though he has so many other clients, he’s just all over my stuff which I know, as a lawyer is very difficult to do because you’ve got so many different clients. Sometimes I’ll call him on the mobile to ask a couple of questions just randomly, and he always answers, and he always knows the answer! I mean that’s unprecedented! To be frank, I’m a lawyer who works in the property industry a lot, and I care about my clients, but no one has really cared about me before, so having him in front of me has just been pretty mind blowing actually. Within that month, I saw the difference instantaneously, so it’s pretty much changed the way I’ve lived the last 8 years of my life.