Legal Home Loans

CASHBACK REFINANCE AND RECEIVE Learn More Refinance your home loan via Legal Home Loans by EOFY and get $500 cashback.
Specialist Finance
Exclusively For Lawyers
Legal Home Loans is the only mortgage and finance broking firm in Australia that specialises in lending to legal professionals. We use expert knowledge to unlock exclusive benefits and exemptions when applying for finance. We navigate the lending landscape on your behalf to save you valuable time and money. Our Services
Director of Sales, Cullen Haynes has ranked at #7 in the 2020 MPA top 100 brokers! What a remarkable achievement for Legal Home Loans. A well-deserved win and reflection of the entire team’s efforts. MPA Top 100 Brokers Read More

Are you looking for . ?

Home Loans

We will coordinate your home loan from start to settlement. Purchase with as little as 10% deposit and have Lenders Mortgage Insurance waived.


If you’re looking to restructure your existing mortgage, achieve a more competitive rate, or would like to access equity in your home, refinancing may be the right option for you.

Commercial Loans

Pursue your professional goals with access to commercial credit, working capital, overdraft facilities, and more. We understand legal firm and sole practitioner structures and can tailor finance solutions to your needs.

Chambers Finance

Banks often will not understand the unique security offering of shares in chambers. Our specialist brokers can coordinate and ease this process.

Asset Finance

As a one-stop shop for all your finance needs, we can also coordinate finance for your new car. For commercial vehicles, you could be eligible for instant approval up to $100,000.

Benefits of our Service

We understand legal industry pay structures and how to leverage this with lenders

Lenders Mortgage Insurance (LMI) waived when borrowing up to 90% of property value

Access to industry rates on home loan, investment and commercial loans

We pride ourselves on our premium service and work around your busy schedule at your convenience

Our Partners

We are proud partners of the following organisations. Click to find out the exclusive Member Benefits you may be eligible for as a member.

Our Latest Blogs

Learn more on refinancing, home loan approvals, first home buyers guides, deposit schemes, investing and more.



Read what our clients have to say about their experience with Legal Home Loans

Jason Kim

A very pleasant experience with our refinance. Rachael of Legal Home Loans was very professional, approachable and helpful. We had lots of questions and she made us feel that we were really looked after as a customer. We would go back to Legal Home Loans for our next finance transaction.

Candice Chapman

We found this company through the NSW Law Society. They helped us get finance to purchase our first home. From the initial meeting with Cullen to the daily contact with Rachael we felt looked after and were able to get approval for a home loan with only a 10% deposit very quickly. I highly recommend getting in touch with them!

Sasha M

Cullen and Luke went above and beyond in their service. Highly recommended.

Georgina Withane

Excellent, efficient and honest. They don’t lie when they say they are specialists.

Taylor Hulls

Cullen, Rachael & the whole team at Legal Home Loans were extremely helpful in organising my re-finance, answering every question we had along the way and finding the perfect solution for us when our previous broker could not.

Jeffrey Tonazzi

Why would you deal directly with a bank, when you can have customer focused individuals like Luke & Cullen to manage the deal. The service from LHL was seamless, pre-approval arranged in advance, purchased, then settled in 4 weeks. Legal Home Loans are fantastic, plus we got a great product with ANZ. Very happy, and recommend to anyone in the legal community.

Gaston Gonzalez

Luke has helped us as our mortgage broker. He did a fantastic job finding the best deal for us, the whole process from the beginning to the end it was extremely smooth and also he answered all our questions with a lot of details. If I would buy a home again, for sure I will contact Legal Home Loans 🙂

Paola Rondario

My fiance and I are very pleased with the service we received from Cullen, Rachael, and their whole team. They were very responsive and were always available to address all our questions regarding our matter. Our settlement would not have gone as smoothly and efficiently as it did if not for their amazing effort. We highly recommend them and we will personally engage them again in the future.

James Hill

Thrilled with the service we received from Legal Home Loans. They secured us a great deal from a major bank with no LMI. At all times their service was prompt and courteous. Their knowledge of the market for home loans to lawyers is second to none. Absolutely recommend them to any lawyers.

Diana Hu

I had a great experience working with Cullen, Rachael and the Legal Home Loans team on a recent refinancing. The team was efficient, responsive and achieved me a great result (financially speaking). All very smooth, and the best customer care I’ve experienced with any mortgage broker!

Amy G

Thanks to the Legal Home Loans Team for getting us a great deal. The whole process from application through to settlement was seamless, no delays. Highly recommended ?

Stephanie Chiu

My husband and I had great experience with Legal Home Loans. Cullen and Luke were super responsive and helpful throughout the entire process. They both regularly kept us informed as to developments of our loan and were readily available to answer any questions that we had. Would highly recommend any lawyer to approach Legal Home Loans to obtain the best possible loan for their situation! Many thanks again to Luke and Cullen for facilitating such a smooth experience with the bank!

Tim Gough

The boys at Legal Home Loans did a fantastic job for us in challenging circumstances. Remained upbeat and positive throughout and communication was excellent. Will definitely use them again.

Kathryn Footner

Luke and Cullen were incredibly helpful, supportive, encouraging and professional. They acted quickly and helped us to comply with a tight timeframe. We are very grateful to them for making it all happen and recommend Legal Home Loans very highly.

Peter Hitch

Very professional and reliable service.

Gyimaah Mensah

Thank you so much LHL for making my refinancing my home process so easy. I really enjoyed working with Luke, Josh and Andrew. You guys are amazing at what you do.

I highly recommend LHL


Justin Jones

Excellent service, tailored to lawyers. I would be happy to recommend speaking to them.

Erin Ferguson

It was a bit of a tricky purchase from start to finish, with usual time frames and conditions due to COVID, but the guys were really friendly, professional and responsible. A couple hiccups along the way were addressed efficiently by all. Really appreciated how available both Cullen and Luke were, and their positive approach towards problem solving. We all got there in the end!!!?

Jacqueline McStay

I’d had a home loan for about 8 years and never really thought about it. I was a little bit sceptical because I’d met brokers before, and as soon as I met Andrew it was a completely different situation. He sat me down and said “Jacqueline, we can do something way better” and he did! It was so quick, it was within a couple of weeks that my life completely changed. He comes to me, and his energy is infectious. Even though he has so many other clients, he’s just all over my stuff which I know, as a lawyer is very difficult to do because you’ve got so many different clients. Sometimes I’ll call him on the mobile to ask a couple of questions just randomly, and he always answers, and he always knows the answer! I mean that’s unprecedented! To be frank, I’m a lawyer who works in the property industry a lot, and I care about my clients, but no one has really cared about me before, so having him in front of me has just been pretty mind blowi…

David Salim

I reached out to Legal Home Loans because my current broker wasn’t servicing my needs and I couldn’t move forward with them. As soon as I met with Andrew, he understood what I was looking for and was able to facilitate that. As a corporate professional and running my own company, I work very long hours. Andrew was able to work around my timetable and my schedule, meet me after hours, meet me at home, meet me on weekends. What I thought was impressive when I first met him was that he said “I have to meet Vivian, explain all this to Vivian and make sure she understands”, I’ve never received that sort of service before and to me that’s very important. I would definitely recommend Andrew to other professionals in the industry, he understands the needs and the lifestyle factors, and doesn’t waste any time.

Tanny Jones

Thanks for your incredible hard work in getting my loan across the line! You all really went over and above.

Norman Ayoub

The quickest turn around, most professional people to deal with. Explained and made the whole loan process easy. I would recommend them to lawyers and all people. Thank you Cullen Haynes for your time and effort and your guidance throughout.

Jonathan Jaramillo

Knowledgeable, efficient, responsive and effective just a few words that described Andrew Johnson and the rest of the team at Legal Home Loans. When I approached Andrew, I told him that I had already signed a contract because I did not want to lose the opportunity that I was presented. I was already two days into my cooling period and only had five days left. I was very anxious but Andrew assured me that everything will be fine. Andrew was able to obtain finance within three days. He was able to secure the best rate possible in the market and ensured that I did not have to pay mortgage lenders insurance. Andrew always answered my calls and emails regardless of the time or day of the week it was. After such an amazing experience, I will be using Legal Home Loans for all my financial needs. Legal Home Loans are the Rolls Royce of brokers, look no further!!

Felicity Edwards

We threw up a lot of hurdles for Andrew but he really went the extra, extra mile(s) to get our deal over the line. We are very grateful for his hard work and commitment.

Laura Guille

It was such a pleasure dealing with Andrew and the team. They were efficient, fit meetings around us, communicated really clearly and inspired great confidence in us. We will definitely be using Andrew for any future home loan changes and can’t recommend him highly enough!