FAQ's - Frequently Asked Questions
Please find below a list of frequently asked questions and our answers to each.
A broker is an objective, independent third party who will facilitate your home loan application. Brokers will canvas multiple banks and lenders to find the best solution for you. This means more options to suit your individual situation than if you had gone direct to your existing bank. Your broker will coordinate your loan from beginning to end, saving you time, money and stress.
No. We do not charge clients a fee for our service.
Yes! We assist all across Australia.
We’ll need 15 minutes of your time on the phone to kickstart the process. Our team will identify the best loan set up for your unique situation and, if you’re happy with our proposal, we will request required evidence from you to prepare your loan application. From there, we will manage the process with the bank or lender through to settlement. We’ll keep checking in with you annually after you settle to see if you need any further help (such as for renovations) or if there is a better value offer you can refinance to.
Credit policies that lawyers can benefit from may include 10% nil LMI, benefits of different assessment rates and 1-year self-employed financials. Whether you’re a partner in a law firm or newly self-employed we are able to assist you in finding a tailored solution.
Staying loyal to your bank won’t guarantee that you’ll receive special benefits for your home loan. Credit policies at other banks will assess your situation differently which may result in a better outcome for you.
Yes, we are able to assist however, you must be working at a large firm. Your income will also be taxed in Australia and banks will take a 20% shaving for being paid in a foreign currency. You will also be required to put a larger deposit of around 30%.
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