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Blogs

Beauty at a cost – renovating a heritage-listed home

Seeped in cultural and historical significance, it’s understandable that there are restrictions when renovating a heritage-listed home. While that’s not to say that you can’t make any changes, a little more legwork and creativity is often required. Understand what you’re doing Working on a heritage listed property comes down to knowing the implications of your […]

How to get the biggest ROI on an investment property

When purchasing an investment property, there are a number of factors that could increase or reduce your potential return on investment. In this case, it’s not just location, location, location. When considering a property for investment purposes, the most important question to ask is ‘will be attractive to tenants?’. But how do you know what […]

Is stress your workplace cancer?

Ever heard the saying “stress to success”? No? Maybe it’s just your personal hidden mantra. But we’re here to debunk the concept and advocate self-care to boost your and your team’s productivity. Stress should be regarded as something that is integrally linked to overall health, or rather, the demise of it. It’s not inevitable, nor […]

Why your business loan was rejected

Due to the risks involved, strict guidelines are imposed on business finance, so securing approval can be difficult. Here are a few mistakes to avoid to increase your chances of approval. Not knowing your credit score Many consumers may not realise the importance of a credit score. Not only is it taken as a reflection […]

Investing interstate?

When people think of buying an investment property, many only think locally. Investing in a property interstate could possibly be a smarter idea, potentially resulting in a better return on your investment. it may also be a potential way to snaffle a bargain. You could be buying into an area with greater potential capital growth […]

What is the investment lending cap?

In an attempt to curb the high competition of the Australian housing market that locked out many would-be first home buyers, the Australian Prudential Regulation Authority (APRA) in late 2014 signalled its intention to keep a close eye on a suite of concerns, including the levels of residential lending to investors. APRA’s communications at this […]

Career planning – why money matters

LHL talks about why your money matters more now than it ever has amidst the turbulence of today’s legal industry, and why you should take responsible action to get it right! Lawyers are one of the breeds of professionals that always strive to raise the bar of service for their client; while everything else in […]

First meeting with a broker

If you’re looking for a home loan but are inexperienced with finance brokers, attending your first appointment with a broker can be a nervous experience. Getting a home loan, after all, can be quite complex for a first-timer. There are lots of brokers around and there is a lot to learn. But there are many […]

Exit costs when refinancing

Refinancing can be a great way to save money if you believe you are paying too much for your loan, but there is more to it than just finding a loan with a lower interest rate and making the change. Before making the switch, ensure the savings you could make outweigh the fees involved. Here […]