COVID-19 Market Update 18th March 2020 There is a lot of uncertainty right now as we navigate this unprecedented global scenario, and we keep receiving the question: is now the time to buy property? As the market reacts and rates hit record lows, those in secure jobs are in an advantaged buying situation. This means […]
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Refinancing your home loan can result in better mortgage rates, lower monthly repayments, and shorter loan terms. With the current cash rate set by the RBA at a historic low of 0.25%, many banks and lenders are offering attractive interest rates that could save you thousands. Now is a great time to look at whether […]
The first Home Loan Deposit Scheme is a new initiative of the Australian Government to support eligible first home buyers to purchase a home sooner and will be introduced from the 1st of January 2020. The First Home Loan Deposit Scheme Start date: 1 January 2020 Eligibility: Singles earning less than $125,000 Couples earning less […]
Urgent maintenance is an unavoidable aspect of being a landlord, so having a cash buffer set aside will help you deal with any unexpected problems. When renting out an investment property, having access to extra cash is vital for two reasons: to cover the costs of maintaining the property, giving it the best chance of […]
Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as a high-interest savings account, an effective way to save is to reduce or eliminate expenses. […]
Have you been swept into the ‘Buy Now Pay Later’ tornado? You may have heard of AfterPay and Zip Pay, some of the leading providers of ‘Buy Now Pay Later’. In recent years they have had a massive growth in popularity, particularly winning-over the youth demographic with the promise of instant gratification. As leading mortgage […]
Lender’s mortgage insurance (LMI) is required in many instances when a loan is worth more than 80 per cent of a property’s purchase price, as well as in some other circumstances. In very basic terms, when a lender considers a loan to carry a high risk, LMI is likely payable. Here’s how you can avoid […]
