All posts by: Aylin Admin

Is now the time to buy property?

COVID-19 Market Update 18th March 2020 There is a lot of uncertainty right now as we navigate this unprecedented global scenario, and we keep receiving the question: is now the time to buy property? As the market reacts and rates hit record lows, those in secure jobs are in an advantaged buying situation. This means […]

What is a Broker? with Cullen Haynes, Legal Home Loans

Are you a #LegalProfessional, looking to get your finance sorted, but don’t have the time, energy or patience? Give me 30 minutes ⏱ and we’ll get your financial house in order. Book in time to meet with Australia’s only finance company for lawyers at your firm or chambers here: – 📆 http://calendly.com/c-haynes Available to meet […]

How to refinance your mortgage in 3 easy steps

Refinancing your home loan can result in better mortgage rates, lower monthly repayments, and shorter loan terms. With the current cash rate set by the RBA at a historic low of 0.25%, many banks and lenders are offering attractive interest rates that could save you thousands. Now is a great time to look at whether […]

The first home loan deposit scheme 2020

The first Home Loan Deposit Scheme is a new initiative of the Australian Government to support eligible first home buyers to purchase a home sooner and will be introduced from the 1st of January 2020. The First Home Loan Deposit Scheme Start date: 1 January 2020 Eligibility: Singles earning less than $125,000 Couples earning less […]

Why property investors need savings

Urgent maintenance is an unavoidable aspect of being a landlord, so having a cash buffer set aside will help you deal with any unexpected problems. When renting out an investment property, having access to extra cash is vital for two reasons: to cover the costs of maintaining the property, giving it the best chance of […]

How to avoid paying LMI

Lender’s mortgage insurance (LMI) is required in many instances when a loan is worth more than 80 per cent of a property’s purchase price, as well as in some other circumstances. In very basic terms, when a lender considers a loan to carry a high risk, LMI is likely payable. Here’s how you can avoid […]